Konnect AI
Legal

Terms of Service

Effective: April 28, 2026 · Last updated: April 28, 2026 · Archived prior versions: none.

1. Acceptance of these Terms

These Terms of Service (“Terms”) govern your use of konnectai.com (the “Site”) operated by Konnect Technologies, Inc. (“Konnect AI,” “we,” “us”). By using the Site, you agree to these Terms. If you do not agree, do not use the Site.

2. Eligibility

You must be at least 18 years old and a resident of the United States to use the Site. You may not access the Site from any jurisdiction where doing so is prohibited by law, including jurisdictions subject to U.S. economic sanctions administered by OFAC.

3. Use of the Site

You agree not to: (a) interfere with the Site’s operation; (b) attempt to gain unauthorized access; (c) use the Site for unlawful purposes; (d) submit false or misleading information; (e) scrape, copy, or systematically extract content; (f) use the Site to transmit malware or spam.

4. Insurance disclosures

  • This Site is a solicitation of insurance. Our intent is to receive your information and provide you with insurance quotes from one or more carriers.
  • Quotes shown are illustrative and are not a binding contract of insurance. Coverage is subject to underwriting, the policy as actually issued, and carrier approval.
  • Konnect AI is a licensed insurance producer. Coverage availability, terms, and pricing vary by state. We do not transact insurance business in states where we are not licensed.

5. AI-assisted services

We use artificial-intelligence tools to assist with intake, carrier matching, and quote preparation. A licensed human advisor reviews and confirms any policy recommendation before you bind coverage. AI outputs may contain errors; always verify policy details before binding. We do not make solely automated decisions that produce legal or similarly significant effects about you.

6. Intellectual property

All content on the Site — text, graphics, logos, code, layouts — is owned by Konnect AI or its licensors and is protected by U.S. copyright and trademark law. You may not reproduce, distribute, or create derivative works without prior written permission.

7. DMCA takedown procedure

We comply with the Digital Millennium Copyright Act, 17 U.S.C. §512. If you believe your copyrighted work has been infringed on the Site, submit a written notice including the elements required by §512(c)(3) through our contact form.

8. Electronic communications consent (E-SIGN Act)

By using the Site or providing your contact information, you consent to receive disclosures, notices, and other communications electronically (by email, on-Site notice, or text where you have opted in). You may withdraw consent for electronic delivery at any time by contacting us; we will provide a paper copy upon written request.

9. Disclaimer of warranties

The Site and its content are provided “as is” and “as available” without warranties of any kind, whether express, implied, or statutory, including merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or free of viruses.

10. Limitation of liability

To the maximum extent permitted by law, Konnect AI and its affiliates, officers, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, arising from your use of the Site. Our aggregate liability for any claim arising out of these Terms or your use of the Site is limited to one hundred U.S. dollars ($100).

Some states do not allow the exclusion of certain warranties or the limitation of liability for incidental or consequential damages. In those states, our liability is limited to the maximum extent permitted by law.

11. Indemnification

You agree to indemnify, defend, and hold harmless Konnect AI and its affiliates from any claims, damages, liabilities, and expenses (including reasonable attorneys’ fees) arising from your violation of these Terms or your misuse of the Site.

12. Third-party links

The Site may link to third-party websites we do not control. We are not responsible for the content, privacy practices, or availability of those sites.

13. Governing law and dispute resolution

These Terms are governed by the laws of the State of Texas, without regard to its conflict-of-laws principles.

Mandatory binding individual arbitration; class-action waiver. Any dispute arising out of or relating to these Terms, your use of the Site, or our services will be resolved by binding individual arbitration administered by JAMS in Travis County, Texas, under its applicable rules. The Federal Arbitration Act governs the interpretation and enforcement of this provision. You waive the right to participate in any class, collective, or representative action. Either party may bring an individual claim in small-claims court if the claim qualifies.

30-day opt-out. You may opt out of this arbitration agreement by mailing a written, signed notice to the address in Section 7 within 30 days of first accepting these Terms. Your notice must include your full name, mailing address, and a clear statement that you opt out of arbitration.

14. Severability

If any provision of these Terms is held unenforceable, the remaining provisions remain in full force and effect.

15. Entire agreement

These Terms, together with the Privacy Policy and Disclosures, constitute the entire agreement between you and Konnect AI regarding the Site.

16. Termination

We may suspend or terminate your access to the Site at any time, with or without notice, for any reason.

17. Contact

Reach us through our contact form.